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What’s new in Health and Dental in 2019.

Flexcare® Health and Dental Plans

Plan Changes
We’ve introduced a number of enhancements to provide even greater value and more choice for your clients.

All Plans

  • Dietitian has been added to the practitioner list.
  • Clinical counsellor is now included as a psychologist benefit.
  • Psychology benefit will no longer require a doctor’s referral.
  • Removed Psychology benefits exclusions on smoking cessation, academic and/or scholastic testing, career counselling, clinical summaries and/or updates.
  • Lifeline® (previously only available to the applicant and co-applicant) has been expanded to include extended family (parents, grandparents, in-laws).1

ComboPlus™ Enhanced / DentalPlus™ Enhanced

  • Now there’s just a 1-year (12 months) waiting period for major restorative.

New Plan Benefit: Healthcare Online1

  • 24/7 access to healthcare professionals (physicians, nurse practitioners, nurses, etc.) online or over the phone.
  • Included in ComboPlus™ Enhanced, DentalPlus™ Enhanced and DrugPlus™ Enhanced Plans.
  • Available for preferred pricing on ComboPlus™ Starter, DentalPlus™ Basic and DrugPlus™ Basic Plans.

Rate Changes for 2019
There is an overall rate increase of 2% for all plans this year (including Stand-Alone and Add-Ons).

Changes are effective on May 1, 2019 (June 1, 2019 in Quebec).

The Association Health & Dental Plans

All Plans

  • Medical marijuana has been added to the drug benefit.

All Plans with Drug Coverage

  • Dietitian has been added to paramedical services.

Base and Bronze Drug Plans

  • Now includes birth control coverage.

Rate Changes for 2019
There is an overall rate increase of 4.5% for all plans this year.

Changes are effective on May 1, 2019.

Updated marketing materials will be available on Repsource.ca and SellHealthPlans.ca on April 1, 2019.

If you have questions about plan changes, please contact Broker Support at 1-877-654-2757 or am_brokersupport@manulife.com.


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