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Products > Insurance > Whole Life > Performax Gold


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As your team of insurance wholesalers, we're ready to deliver value through case support, revenue-producing ideas and advice. Let's connect!

Life & Living Benefits

Term, Whole Life, Universal Life, Critical Illness and Disability Insurance



Affinity Markets

Travel, Health & Dental, Personal Accident Disability Insurance and Lifecheque Basic



Understanding Performax Gold

What it is

Performax Gold is permanent, non-participating whole life insurance solution that gives your clients lifetime insurance protection to meet their evolving needs. But Performax Gold is about much more than life insurance. With low volatility and tax-saving opportunities, it’s a powerful tool to consider as part of your clients’ long-term financial and estate planning.

Key features of Performax Gold include:

Additional funding flexibility
Preferred underwriting
Disability Benefit
Easily understand how the values are generated with a credit formula that is published annually and valid for 12 months.
Take full advantage of the available tax room, skip five years of overfunding and increase payments by up to $100,000, all without additional underwriting.
Reward your clients’ good health and lifestyle with lower insurance costs through Healthstyles underwriting.
Draw from policy’s cash value, tax-free.

Who it’s for

Performax Gold is designed for clients looking for hands-off, tax-deferred investment opportunities that offer long-term growth. It’s ideal for:

  • Retirement and estate planning
  • Wealth accumulation and tax deferrals
  • Corporations looking for the Capital Dividend Account
  • Transfer of wealth and gifting to the next generation
  • Charitable gifting
  • Bank loan collateral

How it works

Performax Gold policies may earn a Performance Credit every year, which helps increase the policy’s cash value and the amount payable at death. Clients can use the annual Performance Credit to:

  • Fund additional permanent insurance coverage; called Paid-up Insurance
  • Purchase Yearly Term Insurance; called Term Option
  • Deposit to the Accumulation Account

And your clients can choose from:

  • Diverse coverage type options – single life, joint first-to-die and joint last-to-die (costs to last death)
  • Two cost durations – pay for coverage until age 100 or for only 15 years

Our team of insurance wholesalers are ready to deliver value through case support, revenue-producing ideas and advice.

  Additional features

Customize Performax Gold with optional riders:

  • Guaranteed Insurability Option (GIO)
  • Term Insurance Riders (TIR) – 10 and 20 year renewable
  • Children’s Protection Rider (CPR)
  • Total Disability Waiver (TDW)

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