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Manulife UL YRT Gold Investment Account

What it is

Manulife UL YRT Gold Investment Account is one of four Manulife UL permanent life insurance products that provide the opportunity for tax-advantaged investment growth to help your clients increase their long term wealth.

Manulife UL YRT Gold Investment Account offers a “hands-off” investment approach as its investment account is managed by Manulife’s investment professionals.

Product details

Coverage types
Single, Joint last-to-die (JLTD)

Issue ages
0 to 70 (JLTD ages 25-80 for 1st insured and 25-70 for 2nd insured)

Death benefit types
Face Plus and Level Death Benefit

COI Type
YRT 85 COI

Minimum face amount
$100,000

Investment options
One account linked to Performax Gold Investment Fund

Fees
No life or policy fees: 1% Management fee on Performax Gold Fund. As of March 31, 2017 the fee will be set at 0.5% for all Manulife UL Gold Investment Account policies as we begin to grade into the 1% management fee outlined in the contract.*

Surrender charges
Payable for eight years, calculated on amount of insurance and individual’s age and sex.

Riders
10- and 20-year Term Insurance Riders, Child Protection Rider.

All ULs contain
Rate banding, Healthstyles underwriting, disability benefit, no policy or life fees.

Compare Manulife UL products
Go to Manulife UL Understanding page

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