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Manulife UL Level Gold Investment Account

What it is

Manulife UL Level Gold Investment Account is one of four Manulife UL permanent life insurance products that provide the opportunity for tax-advantaged investment growth to help your clients increase their long term wealth.

Manulife UL Level Gold Investment Account offers a “hands-off” investment approach as its investment account is managed by Manulife’s investment professionals.

Product details

Coverage types
Single, Joint last-to-die (JLTD)

Issue ages
30-85 (JLTD 40-90)

Death benefit types
Face Plus and percentage of account value on each death

COI type
Level COI (T100)

Minimum face amount
$100,000

Investment options
One account linked to Performax Gold Investment Fund

Fees
No life or policy fees: 1% Management fee on Performax Gold Fund. As of March 31, 2017 the fee will be set at 0.5% for all Manulife UL Gold Investment Account policies as we begin to grade into the 1% management fee outlined in the contract.*

Surrender charges
Five years, based on percentage of Account Value. 5%, 4%, 3%, 2%, 1% for years 1–5 respectively.

Riders
10- and 20-year Term Insurance Riders, Child Protection Rider.

All ULs contain
Rate banding, Healthstyles underwriting, disability benefit, no policy or life fees.

Compare Manulife UL products
Go to Manulife UL Understanding page

 

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