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Manulife UL Level Client Investment Select

What it is

Manulife UL Level Client Investment Select is one of four Manulife UL permanent life insurance products that provide the opportunity for tax-advantaged investment growth to help your clients increase their long term wealth.

Manulife UL Level Client Investment Select offers a “hands-on” investment approach with a wide range of investment account options to choose from.

Product details

Coverage types
Single, Joint last-to-die (JLTD)

Issue ages
30-85 (JLTD 40-90)

Death benefit types
Face Plus and percentage of account value on each death

COI type
Level COI to 100
Level COI for 20 years
Level COI for 10 years

Minimum face amount
$100,000 (T100), $50,000 (10 and 20)

Investment options
Range of low fee investment options

No life or policy fees. The average investment fee, across the portfolio of investment accounts offered, is the lowest in the industry.

Surrender charges
Five years, based on percentage of Account Value. 5%, 4%, 3%, 2%, 1% for years 1–5 respectively.

10- and 20-year Term Insurance Riders, Child Protection Rider.

All ULs contain
Rate banding, Healthstyles underwriting, disability benefit, no policy or life fees.


Compare Manulife UL products
Go to Manulife UL Understanding page

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