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Understanding Lifecheque® Basic Critical Illness
What it is
Lifecheque Basic is your client’s solution to simple and affordable critical illness insurance. If your client is diagnosed with a covered critical illness, they’ll receive a
Covered critical illnesses:
- Cancer (Life-Threatening)
- Heart Attack
- Stroke (Cerebrovascular Accident)
- Coronary Artery Bypass Surgery
- Aortic Surgery
Who it’s for
Anyone aged 18-65 who’s looking for financial protection against the possibility of illness. The lump-sum benefit is tax-free and can be used for many purposes, such as:
- Medical expenses
- Loss of income
- Home maintenance
- Business continuity
How it works
| Issue Age |
18-55 |
56-60 |
61-65 |
| Coverage Amounts Available |
$25,000 |
$25,000 |
$25,000 |
- Approval is based on a simple signed Health Declaration – no medical questionnaire or family history required
- Return of Premium option
- Premiums are level, single-scale renewable and are guaranteed not to change for the first five years
- Premiums are payable until the policy anniversary date following the insured’s 75th birthday, at which time the policy will terminate
For more information, please refer to the Lifecheque Basic Advisor Product Guide.
Our team of insurance wholesalers are ready to deliver value through revenue-producing ideas and advice.