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Products > Banking > GICs > 1-5 Year GICs

Manulife Bank and Manulife Trust Guaranteed Investment Certificates (GICs)

Compared to sifting through hundreds of mutual funds before making a recommendation to a client, providing a GIC is a relatively simple task for most advisors. But even though a GIC is not a complex product, it’s important to find the right combination of security, rate and flexibility for your client. In each case, we can meet the investment needs of your client.

Our GIC and short-term deposit rates are consistently among the highest available -- typically significantly higher than the retail rates posted by Canada’s ‘big five’ banks. Better still, we offer a number of rate guarantees that help you ensure your clients get the best possible rate. When your clients are looking for the guaranteed growth that a GIC can provide, show them how Manulife Bank and Manulife Trust can help them get more for their money.

Ensure you are logged into this site to see the individual product pages for details. Tax-Free GICs information, marketing materials and forms are in the Tax-Free Savings Account section.

Get our rates by email

Manulife Bank is committed to offering rates that are among the best on the market. To keep up-to-date on our current rates, sign up for our "Rates by email" service. Simply call 1-877-765-2265 and ask to be added to our "rates notification" list by email. Then, any time we change our rates, you'll be among the first who hear about it. And you can view our rates any time here on Repsource.


If you have any questions about any of our products or want to discuss a particular client situation, please contact our Business Development Directors.

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